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Retirement estimate

NPS Calculator India

Project your NPS corpus from current savings and monthly contributions, then inspect an editable lump-sum and annuity split.

Reviewed Sep 2026MethodologyOfficial sources
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Projection only. NPS returns are market-linked and not guaranteed. Exit options and minimum annuitisation can depend on subscriber category, exit timing and corpus size, so the annuity share is editable rather than hard-coded as personal advice.

Estimated corpus after 30 years
₹2,41,18,314
Illustrative lump sum₹1,44,70,988
Allocated to annuity₹96,47,325
Total money contributed₹38,00,000
Expected annual return10%
Illustrative monthly annuity₹48,237
Official NPS exit reference

PFRDA publishes the applicable NPS exit and annuitisation rules. SalaryPath keeps the projection assumptions editable because actual outcomes depend on market returns and the subscriber's exit circumstances.

PFRDA ↗
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