EPF / PF Calculator India
Calculate monthly PF contributions and separate employee EPF, employer EPF and EPS instead of hiding them in one number.
How this calculator works
What it does
The EPF / PF calculator separates employee EPF, employer EPF and EPS so the user can see where the contribution goes. It supports a statutory-ceiling mode and a full-PF-wage mode rather than assuming that every employer contributes on the same base.
Calculation
The engine applies the selected contribution rate to the PF contribution base, with the supported statutory wage ceiling when that mode is selected. When EPS is applicable, the employer contribution is split between EPS and employer EPF using the implemented rules and monthly cap. Employee and employer totals are displayed separately.
Example
Example: if the entered PF wage is above the statutory ceiling, statutory-ceiling mode and full-wage mode can produce very different contributions. Switching between them shows the effect immediately and helps a user compare the calculator with an offer letter or payslip.
Before relying on it
PF membership, contribution basis, EPS eligibility and reduced-rate eligibility can vary by establishment and employee circumstances. Do not assume the calculator's default mode matches a specific employer. Check the employer policy and linked EPFO sources before treating the output as an exact payroll figure.
Useful for
- Check employee PF shown on a payslip
- Understand employer PF versus EPS
- Compare statutory-ceiling and full-wage contribution bases